{"id":271112,"date":"2025-02-09T12:15:00","date_gmt":"2025-02-09T18:15:00","guid":{"rendered":"http:\/\/ddac3aec-e711-11ef-bafe-47d08d719165"},"modified":"2025-12-18T11:00:12","modified_gmt":"2025-12-18T17:00:12","slug":"2-9-24-how-does-having-no-credit-affect-your-life","status":"publish","type":"episode","link":"https:\/\/www.mytalk1071.com\/episode\/2-9-24-how-does-having-no-credit-affect-your-life\/","title":{"rendered":"2\/9\/25: How Does Having No Credit Affect Your Life?"},"content":{"rendered":"<p>This week, host Mimi Schoneman talks to special guest Shelly about how having no credit actually affects your life. They also discuss whether or not to tap into your equity to pay off your debts.<\/p>\n<p>See Privacy Policy at <a href=\"https:\/\/art19.com\/privacy\" rel=\"noopener noreferrer\" target=\"_blank\">https:\/\/art19.com\/privacy<\/a> and California Privacy Notice at <a href=\"https:\/\/art19.com\/privacy#do-not-sell-my-info\" rel=\"noopener noreferrer\" target=\"_blank\">https:\/\/art19.com\/privacy#do-not-sell-my-info<\/a>.<\/p>\n","protected":false},"featured_media":0,"template":"","podcast-category":[],"class_list":["post-271112","episode","type-episode","status-publish","hentry"],"meta_box":{"audio_file_url":"https:\/\/mgln.ai\/e\/345\/rss.art19.com\/episodes\/545710bc-987f-41a5-9e08-4571826c0fef.mp3?rss_browser=BAhJIg5Xb3JkUHJlc3MGOgZFVA%3D%3D--466d26bc6c0e932b4a48b1403433bf1814d4975e","duration":"2593","created_at":"2025-02-09 12:26:40","updated_at":"2025-12-18 11:00:12","guid":"d67a0220-fc2b-11ef-842b-ef4891b0d8dc","hash":"c2e21c467fc0308bbd867943445fb49e","podcasts_to_episodes_to":["173851"]},"meta":{"guid":"d67a0220-fc2b-11ef-842b-ef4891b0d8dc","audio_url":"https:\/\/mgln.ai\/e\/345\/rss.art19.com\/episodes\/545710bc-987f-41a5-9e08-4571826c0fef.mp3?rss_browser=BAhJIg5Xb3JkUHJlc3MGOgZFVA%3D%3D--466d26bc6c0e932b4a48b1403433bf1814d4975e","artwork_url":"https:\/\/www.mytalk1071.com\/wp-content\/uploads\/2021\/01\/173851-image-1746638594-500x500.png","thumbnail_url":"https:\/\/www.mytalk1071.com\/wp-content\/uploads\/2021\/01\/173851-image-1746638594-200x200.png","enable_time_tracking":true,"deep_link":"live.mytalk1071.com:\/\/app\/episode\/271112","restricted":false},"_links":{"self":[{"href":"https:\/\/www.mytalk1071.com\/wp-json\/wp\/v2\/episode\/271112","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mytalk1071.com\/wp-json\/wp\/v2\/episode"}],"about":[{"href":"https:\/\/www.mytalk1071.com\/wp-json\/wp\/v2\/types\/episode"}],"wp:attachment":[{"href":"https:\/\/www.mytalk1071.com\/wp-json\/wp\/v2\/media?parent=271112"}],"wp:term":[{"taxonomy":"podcast-category","embeddable":true,"href":"https:\/\/www.mytalk1071.com\/wp-json\/wp\/v2\/podcast-category?post=271112"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}